USD1 is expanding beyond payments, settlement, and trading.

Concrete is introducing a new USD1 RWA Vault designed to give USD1 holders access to a portfolio of real-world asset opportunities through a single vault.

Powered by Concrete's vault infrastructure, the USD1 Vault brings together opportunities across private credit, real-world assets, and digital infrastructure, creating a new way to put USD1 to work across the on-chain economy.

USD1. One vault. A portfolio of real-world opportunities. 

Expanding the Utility of USD1

USD1 was built by World Liberty Financial as a dollar-backed stablecoin designed for use across payments, DeFi, and digital capital markets. The USD1 RWA Vault expands that utility.

Instead of USD1 simply sitting in a wallet or being used for settlement, the vault creates a new access point for holders to participate in real-world yield opportunities.

World Liberty Financial provides the USD1 ecosystem.

Concrete provides the vault infrastructure.

Launch partners provide the underlying opportunities.

Together, they create a new bridge between USD1 liquidity and real-world economic activity.

What Is the USD1 Vault?

The USD1 Vault is a RWA portfolio built around USD1.

Capital is allocated across selected real-world asset opportunities through Concrete's vault infrastructure. Users may receive yield generated by the underlying portfolio, alongside any additional rewards made available through participating strategies.

The goal is simple: Give USD1 holders one place to access multiple sources of real-world yield.

Rather than sourcing and managing each opportunity individually, the vault brings them together within a single portfolio.

The initial portfolio includes opportunities from:

ZIG Markets: Cross-border payment settlement liquidity.

Qiro: Tokenized private credit and underwriting.

Colb: European private credit.

Origin Assets: Digital infrastructure and data center financing.

Where Does the Yield Come From?

This is the most important question behind any yield product.

The USD1 Vault is designed around yield generated by underlying real-world economic activity. Each opportunity contributes a different source of potential return to the portfolio.

ZIG Markets

Connecting real-world opportunities with on-chain capital.

Through ZIG Markets by ZigChain, USD1 is used to provide settlement liquidity to money transfer operators, helping remittance providers settle cross-border payments faster than through traditional banking rails.

Through the USD1 Vault, ZIG contributes access to real-world opportunities while Concrete provides the vault infrastructure through which the allocation is accessed.

Qiro

Bringing institutional underwriting to tokenized private credit.

Qiro specializes in underwriting tokenized private credit opportunities through credit assessment, structuring, and ongoing monitoring.

Within the USD1 Vault, Qiro introduces exposure to private-credit opportunities where yield is generated through real-world lending activity.

Colb

Connecting USD1 to European private credit.

Through Colb Staked European Private Credit, stablecoin capital gains exposure to short-duration, asset-backed loans across Europe.

Colb provides the technology and staking infrastructure connecting stablecoin capital to the strategy and is not a party to the underlying loans.

For the USD1 Vault, Colb adds a distinct geographic and credit exposure to the portfolio: short-duration, asset-backed European private credit.

Origin Assets

Financing the infrastructure behind the digital economy. Origin Assets focuses on real-world infrastructure financing, including digital infrastructure.

Through the USD1 Vault, the portfolio includes exposure to a data-center opportunity, connecting USD1 capital with the physical infrastructure powering the digital economy.

One USD1 Vault. Multiple Sources of Real-World Yield.

ZIG Markets, Qiro, Colb, and Origin Assets provide differentiated real-world opportunities.

Concrete provides the infrastructure that brings those opportunities together within one vault.

The result is a simple access layer to a much broader RWA economy:

USD1 → Concrete Vault → RWA Portfolio → Real-World Economic Activity → Yield

What's Next

The USD1 Vault is for whitelisted LPs, please reach out to the team at [email protected].

Throughout launch week, we'll introduce each of the opportunities inside the portfolio and explain where the underlying yield comes from.

Follow @ConcreteXYZ for updates on the USD1 Vault and future access.

One USD1. Multiple real-world opportunities. Powered by Concrete.

Important Disclaimers

This material is for informational purposes only and does not constitute an offer, solicitation, or

recommendation to purchase, sell, or delegate any asset, or investment, legal, or tax advice. Access to the USD1 Vault is limited to eligible, whitelisted participants in permitted jurisdictions and is subject to completion of onboarding and definitive agreements, which govern in the event of any conflict with this material. No yield, reward, or return is guaranteed; targets and design objectives may not be achieved. Underlying opportunities involve credit risk, counterparty risk, and possible loss of principal. Digital assets and DeFi involve significant risk, including smart contract, liquidity, and regulatory risk. References to third parties are not endorsements.

Statements herein may be forward-looking and are not guarantees of future results.

Holding USD1 does not, by itself, generate yield. Participation in the Vault is separate from holding USD1, and any potential return is generated by the Vault’s underlying investments and is subject to loss.

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