Concrete is partnering with M0 to launch concUSD, a new stablecoin designed to be a dollar-denominated liquidity layer for the Concrete ecosystem.

For Concrete, this is more than launching another stablecoin. It is about owning more of the financial stack around our vault infrastructure.

Powered by M0, the modular stablecoin infrastructure behind products from companies such as MetaMask and MoneyGram, concUSD brings Concrete into a growing ecosystem of application-specific stablecoins. 

Why M0

A credible stablecoin requires far more than deploying a token. It requires banking and issuer relationships, reserve management, custody, minting and redemption infrastructure, compliance systems, liquidity, cross-chain deployment, monitoring, and ongoing operations.

Building that stack ourselves would mean spending years recreating infrastructure outside of Concrete’s core.

Through M0, Concrete can retain the concUSD brand, product experience, economics, and integrations while leveraging existing infrastructure for issuance, liquidity, redemption, and interoperability.

A Dollar Built for Vaults

That utility starts with Concrete Vaults.

Concrete Vaults provide infrastructure for deploying capital across lending markets, liquidity venues, delta-neutral strategies, restaking opportunities, and other on-chain yield strategies, while automating much of the operational complexity underneath them.

concUSD gives that infrastructure its own native dollar.

Over time, concUSD can become a common asset across the Concrete ecosystem: a deposit and withdrawal asset for vaults, a settlement asset between strategies, a source of liquidity across partner protocols, a composable asset for lending and collateral markets.

The Concrete Economy

Concrete believes that sophisticated on-chain strategies should not require sophistication for the users.

Vaults abstract the complexity of finding, executing, and managing on-chain yield strategies. concUSD extends that thesis one layer deeper.

Users should not have to think about fragmented liquidity, bridge infrastructure, or which stablecoin sits underneath each strategy. They should be able to use a dollar designed around the ecosystem they are already using.

For Concrete, that dollar is concUSD.

M0 makes money programmable. Concrete puts it to work.

Welcome to concUSD.

Important Disclaimers

This announcement is for informational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any digital asset, product, or strategy, nor investment, legal, accounting, tax, or other professional advice. concUSD is not legal tender, is not a bank deposit, and is not insured or guaranteed by the FDIC, any government agency, or any other party. Access to concUSD and related products, if and when launched, is subject to eligibility requirements, jurisdictional restrictions, and applicable terms and agreements, and may not be available in all jurisdictions. Nothing herein guarantees any yield, return, or performance. Digital assets involve significant risk, including possible loss of principal; blockchain networks and smart contracts carry additional technical risks. Product features, supported networks, integrations, timelines, and availability are subject to change without notice. This announcement contains forward-looking statements based on current expectations; actual results may differ materially. In the event of any conflict between this announcement and applicable governing documents, the governing documents control.